At Sterling, we offer expert Financial Due Diligence (FDD) services designed to support informed decision-making during investments, acquisitions, mergers, or strategic partnerships. Whether you’re a buyer, seller, investor, or lender, our in-depth analysis of financial health, risks, and opportunities gives you the clarity and confidence to proceed with the deal.
We focus not just on validating historical data, but also on identifying red flags, sustainability of earnings, and potential deal breakers—so you avoid surprises after the transaction.
Who Needs Financial Due Diligence?
Investors evaluating a potential acquisition or partnership
Companies planning to acquire or merge with another entity
Private equity or venture capital firms assessing a target
Lenders or financial institutions conducting pre-investment checks
Sellers preparing for buyer-side scrutiny (vendor due diligence)
Startups seeking investment with transparent financials
Our Financial Due Diligence Services Include
Historical Financial Analysis
Review of income statements, balance sheets, and cash flows over multiple years for accuracy and consistency.
Quality of Earnings (QoE) Assessment
Analysis of recurring vs. non-recurring income, adjusted EBITDA, and sustainability of profits.
Working Capital Analysis
Review of working capital trends, seasonality, and potential adjustments for pricing negotiations.
Debt and Contingent Liabilities Review
Evaluation of all liabilities, off-balance sheet exposures, and obligations affecting financial risk.
Tax and Compliance Review
Assessment of tax filings, exposures, and compliance with FBR and SECP requirements.
Cash Flow and Forecast Testing
Examination of projected cash flows and budgets for realism and alignment with market conditions.
Key Contracts and Related Party Transactions
Review of major contracts, leases, vendor/customer dependencies, and transactions with related parties.
What You’ll Need to Prepare
Audited or management financial statements (last 3–5 years)
Trial balances and general ledgers
Tax returns and FBR filings
Key contracts and agreements (e.g. leases, loans, vendor contracts)
Details of shareholders, directors, and related party transactions
Forecasts, budgets, and business plans (if available)
We will provide a tailored due diligence checklist based on the nature of the transaction and industry.
Why Choose Sterling?
Experienced FDD Specialists
Our team includes chartered accountants and deal advisors with experience across multiple sectors.
Investor-Focused Insight
We understand what buyers, lenders, and investors look for—and deliver due diligence from their perspective.
Independent & Confidential
We maintain strict confidentiality and objectivity in all engagements.
Customized Reporting
We provide a focused, executive-level report with clear findings, red flags, and financial analysis tailored to your deal.
Fast Turnaround
We support your transaction timeline with responsive and efficient execution.
Minimize risk and maximize value before you commit.